No Charges and Limitless Miles: Capital One VentureOne Rewards Credit score Card
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There are various journey rewards playing cards out there that provide beneficial rewards to your purchases. Nevertheless, most of these rewards deal with particular classes of spending, and redemption could also be restricted to particular airways or motels. If you’d like a extra versatile journey rewards card that provides miles on all purchases, take a look at the Capital One® VentureOne® Rewards Credit score Card.
Why We Like This Card
- 20,000 one-time bonus miles (value $200 in journey)
- Limitless 1.25x miles on all purchases
How This Card Works
Earn limitless 1.25x miles for every greenback spent on all purchases. There is no such thing as a restrict to the variety of miles you’ll be able to earn and miles don’t expire until you shut your account. There is no such thing as a annual price.
Bonus supply: Get a one-time 20,000 miles bonus (equal to $200 in journey) after spending $1,000 on purchases inside 3 months from account opening.
You may redeem miles for journey purchases made inside the final 90 days. Qualifying journey purchases embody these made by way of journey web sites or brokers, automotive leases, motels, airways, taxis, and plenty of others. There are additionally alternatives to redeem for money, reward playing cards, and merchandise however the worth of your miles decreases to roughly half a cent per mile versus a full cent for every mile for those who redeem for journey. Plus, you’ll be able to switch miles to over 15 journey loyalty packages.
Execs
Bonus. The bonus value roughly $200 is among the many highest supplied, particularly by a card with no annual price.
No charges. There is no such thing as a annual price, steadiness switch price, or international transaction price, which makes it an amazing card for incomes miles with out worrying whether or not you earn sufficient to cowl the price of the cardboard. Moreover, many journey rewards playing cards with out international transaction charges have annual charges of not less than $50 per yr.
No rotating or spending classes. Many journey rewards bank cards award particular classes equivalent to lodge stays or airfare with particular airways. This generally is a problem in case your journey purchases differ and aren’t unique to a specific model. This card doesn’t award primarily based on rotating classes that change each quarter and permits you to earn 1.25x mile for every greenback spent, all yr, no matter the kind of buy.
Redeem for any journey buy. Not solely are there no limitations on the purchases that earn miles, you’ll be able to redeem your miles for almost any kind of journey buy. It’s common with different journey rewards playing cards to earn awards in your purchases that may be redeemed for both lodge stays or airfare with particular motels or airways. This card offers the choice to redeem for a variety of journey purchases, together with bus fare and taxi fare, which is not at all times an choice with most journey bank cards.
Cons
No introductory APR for transfers. This card doesn’t embody a 0% introductory APR supply for steadiness transfers. If you have to switch a steadiness from one other card, you will not pay a steadiness switch price, however you additionally will not lower your expenses in curiosity funds until you’re transferring from a card with a better APR.
Just one.25x miles per greenback spent. One of many main advantages of this card is the liberty to earn a flat fee of miles on all purchases. Nevertheless, when you have massive bills in standard classes, you may earn extra factors with one other bank card. (See additionally: Greatest Journey Reward Credit score Playing cards)
Who This Card Is Greatest For
The Capital One VentureOne Rewards Card is likely one of the finest no price journey rewards bank cards providing versatile redemptions. It’s notably ultimate for individuals who continuously journey overseas as a result of there isn’t a international transaction price.
