No Charges and Limitless Miles: Capital One VentureOne Rewards Credit score Card

Editor’s word: This supply is at present unavailable.

There are lots of journey rewards playing cards obtainable that provide helpful rewards in your purchases. Nonetheless, most of these rewards give attention to particular classes of spending, and redemption could also be restricted to particular airways or accommodations. If you’d like a extra versatile journey rewards card that provides miles on all purchases, try the Capital One® VentureOne® Rewards Credit score Card.

Why We Like This Card

• 20,000 one-time bonus miles (value $200 in journey)
• Limitless 1.25x miles on all purchases

How This Card Works

Earn limitless 1.25x miles for every greenback spent on all purchases. There isn’t any restrict to the variety of miles you’ll be able to earn and miles don’t expire except you shut your account. There isn’t any annual payment.

Bonus supply: Get a one-time 20,000 miles bonus (equal to $200 in journey) after spending $1,000 on purchases inside 3 months from account opening. 

You possibly can redeem miles for journey purchases made inside the final 90 days. Qualifying journey purchases embrace these made by means of journey web sites or brokers, automotive leases, accommodations, airways, taxis, and plenty of others. There are additionally alternatives to redeem for money, reward playing cards, and merchandise however the worth of your miles decreases to roughly half a cent per mile versus a full cent for every mile for those who redeem for journey. Plus, you’ll be able to switch miles to over 15 journey loyalty applications.

Execs

Bonus. The bonus value roughly $200 is among the many highest provided, particularly by a card with no annual payment.

No charges. There isn’t any annual payment, stability switch payment, or overseas transaction payment, which makes it an incredible card for incomes miles with out worrying whether or not you earn sufficient to cowl the price of the cardboard. Moreover, many journey rewards playing cards with out overseas transaction charges have annual charges of not less than $50 per 12 months.

No rotating or spending classes. Many journey rewards bank cards award particular classes comparable to resort stays or airfare with particular airways. This is usually a problem in case your journey purchases differ and should not unique to a specific model. This card doesn’t award based mostly on rotating classes that change each quarter and means that you can earn 1.25x mile for every greenback spent, all 12 months, no matter the kind of buy.

Redeem for any journey buy. Not solely are there no limitations on the purchases that earn miles, you’ll be able to redeem your miles for almost any kind of journey buy. It is not uncommon with different journey rewards playing cards to earn awards in your purchases that may be redeemed for both resort stays or airfare with particular accommodations or airways. This card supplies the choice to redeem for a variety of journey purchases, together with bus fare and taxi fare, which is not at all times an possibility with most journey bank cards.

Cons

No introductory APR for transfers. This card doesn’t embrace a 0% introductory APR supply for stability transfers. If it is advisable switch a stability from one other card, you will not pay a stability switch payment, however you additionally will not lower your expenses in curiosity funds except you might be transferring from a card with a better APR.

Just one.25x miles per greenback spent. One of many major advantages of this card is the liberty to earn a flat charge of miles on all purchases. Nonetheless, if in case you have giant bills in widespread classes, you would possibly earn extra factors with one other bank card. (See additionally: Greatest Journey Reward Credit score Playing cards)

Who This Card Is Greatest For

The Capital One VentureOne Rewards Card is likely one of the greatest no payment journey rewards bank cards providing versatile redemptions. It’s notably supreme for individuals who regularly journey overseas as a result of there is no such thing as a overseas transaction payment.